We are proud to share news of a fantastic resource available right now for homeowners in our area: Habitat for Humanity Greater San Francisco is offering major Home Repair and Improvement Services for low-income homeowners in Redwood City.
This is a vital opportunity to address major repair needs and invest in the safety and longevity of your property.
The Financial Advantage: A 0% Interest Forgivable Loan 🤝
The most significant benefit of this program is the financial structure designed to minimize the burden:
- Loan Details: Loan amounts ranging from $25,000 to $75,000 are available for home repair and improvement needs.
- Zero-Interest: Habitat Greater San Francisco offers a 0% interest forgivable loan.
- Forgiven Over Time: The loan is forgiven at 20% per year for 5 years.
- No Payments Due: There are no payments due during the 5-year term.
Habitat Greater San Francisco is a trusted mortgage lender providing opportunities for low-income homeowners in the Bay Area, leveraging over 36 years of experience.
Eligible Repairs Focus on Health and Safety
The program focuses on repairs that directly address safety, accessibility, and health within the home. Eligible repairs include, but are not limited to:
- Roof repair/replacement
- Siding repair/replacement
- Window repair/replacement
- Accessibility upgrades
- Electrical repairs
- Plumbing repairs
How to Apply for This Redwood City Program
The first step is to confirm your eligibility and submit an application:
- Check Income: The program is for low-income homeowners. Maximum household income requirements apply, based on the number of persons in the household. For example, the maximum income is $123,800 for a two-person household and $154,700 for a four-person household.
- Application Window: Applications open on Tuesday, December 2, 2025.
- Learn More & Apply:
- Visit the website: HabitatGSF.org/rwc
- Call: (415) 625-1036
- Email completed applications to: [email protected]
Qualified applicants will have their property assessed to determine eligible repairs, and if they financially qualify, they will be offered the 0% interest forgivable loan.
Please share this valuable information with any Redwood City homeowner who could benefit!
Brett Caviness // [email protected] // DRE01935984
Don Straub // [email protected] // DRE01896844
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